Understanding credit bureaus and investigative reporting agencies Many Americans never overspend and take great pride in paying their bills on time. When they apply for credit, such as a mortgage, however, they may discover some shocking news: A credit report indicating seriously delinquent bills. Most individuals never give a second thought to the mounds of financial paperwork and personal history that are accumulating in the files...
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Saving for retirement is important for all ages, the key is to start early Land a great new job? Awesome. Now is the perfect time to think about your 401(k) and retirement plan, whether you...
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Leasing continues to grow in popularity among many new car buyers. People who formerly purchased their vehicles now wonder whether they should lease instead. Let’s look at an example to determine what might be best for you.
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As more and more consumers search for financial information on the Internet, they may inadvertently leave themselves open to being “tracked” by certain companies and individuals. Visitors to financial Websites have created a large mass of information...
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If you are newly married with no children, you may have a special opportunity to build your savings and investments. In this article, we outline four financial “I do’s” each newly married couple should consider.
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Background checks allow companies to evaluate potential employees and assess whether a candidate is the right choice. As an applicant, it is important to understand the various laws and regulations you are protected by, as well as what information…
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As the tax deadline creeps up on us, identity thieves continue to ramp up their efforts to take advantage of our personal information. Here are some tips on how to best protect yourself.
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One primary factor contributing to the savings problem in America is the continued reliance on credit cards to purchase things one wants but does not necessarily need. Here is an example of the long-term impact of falling into the minimum payment trap.
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Students and young adults have all heard about the importance of developing a budget. But, do they know why a budget is so important? Or Perhaps they simply spend what they must and save whatever’s left over. In either case, given the limits of their income…
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One extracurricular activity that every student should master before heading off to college is personal money management. Typically, a student’s day-to-day spending is done on an ad-lib basis, meaning that overspending is the norm, rather than the …
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Ever wonder what the typical coffee habits of U.S. adults are? Here we highlight the average number of cups of coffee Americans drink each day.
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When you lose your spouse, evaluating your finances may take a back seat to more pressing concerns. But even amid the grief that accompanies the death of a loved one, it is important to assess your financial and legal situation to avoid making any rash decisions in…
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Those internet-connected devices can be a gateway for hackers. We tend to think relaxing with our smart TV and favorite show wouldn’t necessarily be a security risk, think again.
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The use of credit in today’s world is pervasive. People charge meals in restaurants and purchases in boutique shops, pay for appliances on the installment plan and obtain loans to buy homes and automobiles, take vacations, and pay for schooling. These are just a…
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We break down the factors utilized to calculate credit scores and the actions you can take that have the greatest impact. Maintaining a high credit score is essential to good financial health and can have long-term benefits.
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Many millennials, even those with good educations and solid careers, are making financial mistakes. And some are making them over and over, digging a hole from which it may take years to climb out.
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It wasn’t long ago when an individual went to college, got an education, and embarked on one career that usually lasted a lifetime. Many companies provided on-the-job training, and little emphasis was put on the idea of going back to school to continually upgrade your…
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In a hurry this weekend? Check out our list of America’s fastest drive-thrus to help ensure you’re not stuck in line the next time you are hungry.
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